Our team

The company is new. The people are not.

Yakin Hijrah Ventures was established in 2024 — on the back of careers spent building, leading and fixing the very functions we now advise on, inside Malaysia’s largest insurers and banks.

A meeting room in a modern office

Mohd Jafni Abd Jalil

Founder & Principal Consultant

Former Chief Agency Officer and Chief Commercial Officer,
Takaful Ikhlas Berhad

With over 25 years in the financial industry specialising in insurance and takaful, Jafni is a seasoned executive with a proven track record in strategic development and leadership. At Takaful Ikhlas Berhad he was instrumental in shaping the company’s strategic direction and driving its commercial success.

His experience includes key positions at MCIS Zurich Insurance Berhad, Etiqa Insurance and Takaful, Bank Islam Malaysia Berhad and Takaful Ikhlas Family Berhad — roles that honed his expertise across takaful operations, solutions and strategic management.

As a senior management member, he is adept at crafting and executing strategies that align with organisational goals and market trends, ensuring sustainable growth and competitive advantage.

Qualifications

Bachelor of Business Administration (Hons), UUM
Master of Business Administration, UPM

Certification

Shariah Registered Financial Planner (SRFP)

Key skills

  • Strategic Planning & Execution
  • Leadership & Team Development
  • Insurance & Takaful Solutions
  • Commercial Strategy
  • Risk Management

Mohd Yunos Mohd Sood

Partner

Former Head of Non-Motor Business,
General Takaful Agency

A seasoned professional with extensive expertise in risk management and insurance broking. Across more than two decades he has orchestrated and managed high-profile corporate accounts, excelling in both leadership and strategic roles.

From 2005 to 2018 he oversaw three vital regions — East Coast, Sarawak and Southern — during his tenure with Etiqa Insurance and Takaful Berhad, integrating retail and corporate strategies. Through dynamic sales approaches and a focus on targeted growth areas, he transformed those regions from cost centres into profit centres and strengthened Etiqa’s market presence across them.

From 2018 to 2024 he advanced to Head of Non-Motor Business in General Takaful Agency, entrusted with the profitability of the agency’s non-motor portfolio across all regions. He is known for his analytical ability, strategic insight and a strong record of building client trust.

Qualification

Master of Science (MSc) in Risk Management,
Glasgow Caledonian University

Areas of focus

  • Risk Management
  • Insurance Broking
  • Corporate Accounts
  • Regional Strategy
  • Non-Motor Portfolio

Lockman bin Hj Mohammad Din

Senior Representative — Sarawak Region

Former Vice President, Maybank
33 years in regional banking and business performance

Lockman is senior representative for Yakin Hijrah Ventures in the Sarawak region. Bringing 33 years of distinguished leadership from his tenure as a Vice President at Maybank, he offers unparalleled expertise in regional banking and business performance — and is dedicated to translating that experience into direct, tangible benefits for the local entrepreneurial ecosystem.

Qualification

Bachelor of Economics (Hons), UKM

Certifications

Registered Financial Planner (RFP)
Chartered Financial Consultant (CFC)
Certified Financial Planning (CFP)

What he brings to clients

Financial Discipline

Drawing on his experience as Head of Business Performance, he helps entrepreneurs apply the principles of financial efficiency and performance measurement used in large-scale banking — helping businesses operate smarter and more profitably.

Commercial Growth

As former Branch Manager of Maybank’s Kuching Main Branch, he has a deep understanding of sales strategy, revenue acceleration and securing capital — crucial for guiding local businesses through growth and funding.

Key Relationships

An extensive history in private banking and managing high-net-worth clients gives him the standing to connect local entrepreneurs with the right strategic partners and investors.

Regional Market Mastery

Having spent his entire career driving success across Sarawak, he offers guidance on local market dynamics, compliance and regional positioning — ensuring ventures are structurally sound and locally relevant.

Where they came from

Careers built inside the institutions we now work alongside.

  • Takaful Ikhlas
  • Maybank
  • Etiqa
  • Bank Islam
  • MCIS Zurich